How do I get started?
Just click on the "Contact Us" icon anywhere in this site and send us an e-mail with your personal contact information. A Relationship Manager will contact you directly. The Relationship Manager will arrange to get you the appropriate paperwork for getting started. Following these simple preliminary steps, we'll provide you with the support and materials you need. We will provide easily accessed resources as well as experienced trainers that can walk you through the details of selling our products.

Do you only serve businesses that can’t get a lease anywhere else?
While we are able to serve many businesses in the C-D paper categories because of our decisioning process, other businesses in the traditional A-B categories select us because of our collection methodology. They prefer our cash-flow friendly, daily collection process.

Why can you fund more businesses?
PredictiFund's decisioning process is not as reliant on traditional hurdles such as personal credit scores, industry codes or tax situations. We look at each deal holistically and do not discard applicants just because they have low FICO scores, existing tax liens or are in risky industries. Instead, we primarily look at the business' overall ability to generate revenue.

What is your collection methodology?
Our collection method creates a cash flow friendly and easy payment process. Fixed payment, fixed term leases and Equipment Finance Agreements are collected automatically via daily ACH. Small daily payments are very cash flow friendly compared to large monthly payments and save the busy business owner valuable time.

What makes you the smart funding choice for my existing customers?
We offer a revolutionary funding program, helping your clients to better manage their cash flow needs with a more responsive alternative to lease funding companies. We have a very simple application process, and have the financial strength to make decisions very quickly. Even if your customers have been rejected by traditional financial organizations, many businesses will be able to be automatically approved for up to 25% in additional working capital.

Who generally qualifies?

Qualifying the Customer:

• 10 Years CBR History
• Time in business more than 1 year
• FICO greater than 500
• Discharged Bankruptcy more than 1 year
• Open Tax Liens must be < $175K

Avoid If:

• Less than 12 month's time in business
• Principal/Owner has current late mortgage payments
• Internet Based Businesses
• Home-based operations (unless 5 yrs TIB, 3+ employees and "leaves home" each day to perform their business, i.e. construction, landscaping, etc.)
• Excessive Judgments - Underwriter Decision
• Open or Dismissed Bankruptcies
• Titled Vehicles (will be added in the future)

We size our approval amounts according to the applicants' annual gross revenue. Generally, we will approve equipment cost plus up to 25% working capital, up to 5% of the last year of annual gross revenue.

How soon can my customers get the money?
PredictiFund offers "application only" credit submissions, quick turnaround, simple documentation and fast funding.